Bankruptcy – Chapter 7
Louisville, Kentucky, Bankruptcy Lawyer
Get a Fresh Start through Chapter 7 Bankruptcy
Creditors are calling day and night to collect on debt. Harassment letters come in the mail on a routine basis. Your car is repossessed and your hard-earned wages are being garnished. If this scenario sounds familiar, you need help. I am attorney Dennis R. Carrithers and I have been practicing in bankruptcy law for more than 25 years. I know the concept of bankruptcy is overwhelming. I am here to help you get your life back on track. Contact my Louisville law office to discuss your financial concerns in a free initial consultation.
What can a Chapter 7 Bankruptcy do for Debtors?
- Stop wage garnishments
- Stop creditor collection calls
- Stop other creditor harassment
- Stop litigation involving recovery of your debt
- Discharge eligible debt
Under Chapter 7 bankruptcy, eligible debtors can effectively discharge some of their debt so that they are no longer responsible for payment. Debts that may be eligible for discharge under Chapter 7 bankruptcy include credit card debt, medical bills, interest on defaulted loans, and other forms of consumer debt. However, certain debts, such as school loans, recent taxes, and overdue child support are not eligible for discharge – meaning these debts will still remain following the Chapter 7 bankruptcy process.
With over three decades of bankruptcy experience, I know the laws. After thoroughly reviewing your financial situation, I can help you determine if you are eligible for Chapter 7 bankruptcy, or if Chapter 13 bankruptcy would be a more appropriate option for your situation.
I can guide you through the bankruptcy process and help you obtain debt relief. Contact me to discuss your situation with a skilled lawyer in a confidential consultation.